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Notice of Extension of Expiry Date

UPON DIRECTIONS received from the Financial Services Commission under sections 5 (1) (f) and (j) of the Securities Act Cap. 318A and

PURSUANT to the Take-Over Bid Offer for all of the outstanding common shares of INSURANCE CORPORATION OF BARBADOS LIMITED by PAYNES BAY FINANCE INC. through its wholly-owned subsidiary HAMILTON FINANCE LIMITED:

 The Offeror hereby gives notice that the Expiry Date of the Offer is further extended to Tuesday, November 3, 2020 at 3:00pm Barbados time.

Shareholders who have questions, or require assistance with the Acceptance Forms are encouraged to contact the Manager of the Offer for further information:

FirstCaribbean International Bank (Barbados) Limited

Michael Mansoor Building, Warrens, St. Michael, Barbados

Telephone: (246) 467-8735 or (246) 467-8703

Fax: (246) 467-8839

Email: brokerageservices@cibcfcib.com